The infrastructure layer for salary payments
Plean is a salary payment infrastructure.We sit between payroll systems, banks, and employees to execute, control, and monitor every salary-related flow in real time, without touching payroll calculation.
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One rail for every employee payment
Why Plean exists
• No change to payroll systems
• Employer-defined rules, enforced at infrastructure level
• Native integration with accounting and internal systems
• Secure, compliant-by-design architecture
• Compatible with all payroll software
• Up to 70% reduction in operational costs linked to errors, delays, fraud, and rework
Employee IBANs
Each employee is assigned a dedicated IBAN. This IBAN functions as a ledger, enabling granular tracking, reconciliation, and control at employee level.
Salary execution
Real-time SEPA-native execution
No batch files. No blind spots.
Earned wage access
Rule-based access to earned income. Fully automated. Enforced by employer policies.
Treasury tooling
Decision-support for finance and support teams.
AI-driven signals to anticipate incidents, exceptions, and cash needs.
Savings
Salary-native savings accounts
Yield-bearing, frictionless, embedded into salary flows.
Payment card
Immediate access to salaryConnected to a cashback engine
Designed for Finance, HR, and Operations
Finance
• Instant reconciliation at employee level
• Reduced idle cash
• No change to existing banking setup
• Deep accounting integrations
• Audit-ready, configurable documentation
HR & Payroll
• Zero change to payroll workflows
• Strict enforcement of company rules
• Full traceability and auditability
• AI-powered anomaly and risk detection
• Improved employee experience, no added workload
Direct value for employees
Earned wage access
Payment card
Simple, salary-native savings
Security, compliance, and control by design
• Native SEPA execution
• Employer-controlled ruleset
• Strong regulatory perimeter
Salary is Europe’s largest financial flow
Plean provides the missing infrastructure layer.
Turn salary execution into a programmable system.
Become a fintech
Un cadre sécurisé, fiable et conforme.
• Fonds cantonnés en structure fiduciaire• Exécution SEPA native
• Modèle piloté par l’employeur, respect strict des règles métiers
• Flux protégés par un cadre réglementaire strict
La paie est le flux financier le plus important d’Europe.
C’est aussi le moins modernisé.
Plean apporte l’infrastructure qui permet enfin de le transformer.
Devenez, vous aussi, une fintech, grâce à Plean.
Ready to upgrade your salary rails?
